How Greg Owen Made $5,000 More in 2012 with Silver Quarters

silver quartersThe typical cashier job really doesn’t pay that much compared to many other jobs and careers available to people with college educations with skills and experience; however, it doesn’t mean that you can’t make more than you expected. That’s what Greg Owen of Austin, Texas thought of his teller job at Bank of America. Every day, he handles tens of thousands of dollars in cash depositing into and withdrawing out of customer accounts. Read more »

Ever Considered A Career As A Flight Attendant?

shutterstock_102627620_250x234There are, generally speaking, two kinds of people in society. On the one hand, you have those who pursue financial security, a stable career and a rich home life; on the other, you have those who prefer, in different measures, to forsake these things for a life of adventure and travel. It’s very common to view lifestyle choices through this lens.

What many people don’t realize is that it’s easier to choose a career that combines both of these seemingly different pursuits. Read more »

Important Steps when you’re planning a Career

No matter what happened to me during my youth, I always persevered. Sure, there were some bad times, but I have to admit, they made the good times shine a little better. Of course, no matter how sad life can get, you can’t let it faze you. One of the most important things you should keep in mind when you think life’s falling apart is career planning because you’re setting up your future. Here are a few solid tips you can use in career planning.

Evaluate what you should be doing
What’s the first question you should ask when you make a career? Well, the question shifts depending on where you stand in life. If you’re just starting up, then you have to evaluate your skills. What are you truly good at? Once you have that in mind, work to expand these skills to their full potential. In the second case, we’ll assume that you’ve been working on your career for a while now. If your current job isn’t moving the way you want it to, then the next step is to figure out where you can thrive. Don’t be afraid to consider other positions in other companies.

Start Networking
No man is an Island, and even in business, that is true. Steve Jobs had Wozniak and Cheech had Chong; the point here is that people succeed more if they help each other. The second step in career planning is to actually work on your contacts. It’ll help you by opening up your options and eventually, one of them might offer you something really big.

Don’t be afraid to Fail
Lastly, no matter what you think, and no matter how scary it may seem, you have to keep trying. Failure is very natural in anything you pursue. So if your job seems too stable, but offers no growth, consider other positions. If you’re resumes get rejected, send out some more. And finally, find a position that will offer you real growth, both as a person and an effective contributor to society.

There are a lot of ways through which you can succeed in life, but just as many ways to fail. Trust me when I say that things will pass, you just can’t dwell on things that didn’t work out. At least you aren’t considering bankruptcy in Maui because that’s a hard financial position to be in.

How to Get a Career in Hotel Management

If you want to become a hotel manager, there are various qualifications that you must meet. Most managers start from lower positions and they work their way up to get to their managerial role. Entry level managers can earn around £15,000 a year. Managers working in small hotels typically take home between £18,000 and £25,000. Those who work in bigger hotels earn about £55,000 or even higher.

Educational Requirement

Many hotels prefer those who graduated from college with experience; but even those who have not graduated a four year course still have the chance of being hired as a manager as long as they have extensive experience in the industry. However, if you want to get a degree that would prepare you in this role, you may consider enrolling in a hotel and hospitality management course.

After graduation, you may get an apprenticeship in a hotel to gain experience in the field. Most hotels consider hiring their apprentice when they have a job opening. This could also serve as a stepping stone to get a regular job in a hotel.

Skills Needed

As a hotel manager, there are various skills that you must possess, including excellent communications, friendly personality and professionalism. You should also be calm and must work well under pressure. You should have good management skills as you need this to manage staff and schedule. Business skill is also required as the general operation of the hotel lies in your hands.

Responsibilities

If working in a smaller hotel, you will be responsible for everything, including overseeing housekeeping, budgeting, marketing the business, record keeping, supervising events and taking care of guests’ concerns. However, bigger hotels like those located in Liverpool have different departments that take care of various areas of the business. These luxury Liverpool hotels have different suites and quarters, restaurant, bar, functions, spa and swimming pool.  There’s usually a specific manager that takes care of the housekeeping, restaurant, events, etc. These department managers then report to the general manager of the hotel.

Being a hotel manager requires several skills and hard work. If this is the career path that you would like to take, build your experience in the hotel industry and there’s a big chance that you would get the position in time.

Career Options for Hospitality Management Graduates

Although the hospitality industry was among the hardest hit during the most recent economic crisis, it is showing signs of recovery as an increasing number of people are traveling and taking vacations. The rising demand for hotel rooms and airline seats have paved the way for more employment opportunities in the industry’s various sectors. In the United States, the Bureau of Labor Statistics forecasts that there will be fifteen million hospitality-related jobs in the year 2016.

The hospitality industry is quite broad, encompassing sectors that include hotels and accommodations; arts, recreation and entertainment; and, food services. Considering the size and complexity of the industry, there are various career paths that hospitality graduates can choose from. Although jobs in hospitality may not be as high-paying as those in technology , there are certain perks that the industry provides for its workers – flexible hours, fun working environment and opportunities to meet new people on a daily basis.

Travel Management
A graduate who opts for a career in tourism management can work as a travel agent, tour manager or cruise director. The range of responsibilities for such positions may include travel bookings, guest entertainment, marketing, sales and everything else related to travel. Annual salaries for travel managers vary from thirty thousand dollars to more than one hundred thousand. Further, there is an additional benefit of being able to travel often while availing of big discounts.

Casino Management
Casino management can be a vocation that someone with a degree in hospitality management can practice. As the job title suggests, a casino manager’s main task is to ensure that a gambling facility is operating efficiently. To accomplish this, he needs to be skilled in facility operations, human resource management, customer relations and security. Casino management is a very lucrative profession, which can earn someone a six-figure yearly income of more than three hundred thousand dollars.

Lodging Management
Lodging management mainly involves managing facilities that provide accommodations to travelers like hotels, resorts and motels. As a manager, one is expected to oversee the day-to-day operations of these properties, which can encompass marketing and sales, customer and employee relations, facility operations and budgeting. Hospitality graduates who prefer a more challenging career path in lodging management can work in boutique hotels. These types of hotels are smaller in size and cater to fewer guests, providing services and facilities that are more personalized. They are also known as lifestyle hotels. For more information on boutique hotels and the services they provide, you can visit the website of Boston boutique hotels like this one. Salary-wise, a lodging manager can expect to earn between thirty thousand to one hundred thousand dollars per year.

Food and Beverage Management
Food and beverage managers are can work for a catering business, hotel, restaurant or any facility that serves food and drinks. The skills sets required for this job include budgeting, inventory management, customer service, and employee relations. Depending on the type of food service facility he is working for, a food and beverage manager can earn between thirty thousand dollars to seventy thousand dollars in a year’s time.

Save Money on Getting Roofing Repair Services

For whatever reason you want to save money (for the future, a personal or business investment, etc.), you know that reducing your expenses is one of the main ways to do this successfully. And there are many ways in which you can cut your daily expenditures.

Before you start your budget efforts, you must first determine which factors are costing you so much money. By figuring them out, you will then learn to completely avoid them or minimize the spending. For instance, you shop for expensive grocery items and go fine dining every other night. Cut these to a minimum and only buy items that you really need, and eat out as rarely as possible; if the latter cannot be avoided, then ordering less expensive food would already suffice for a start. It will seem impossible to do at first, but once you get the hang of budgeting, you will get into the habit and save more money.

Sometimes, there are things that need repairing at home and you will need to shell out a lot of cash for it. A broken roof, for instance, requires purchasing new materials, plus labor fee for the professional who is going to fix your home. While it is okay to do the repairing yourself to save some money, if you do not have a lot of experience fixing roofs, you might want to leave it to the experts; you do not want to end up with injuries, or worse, an even bigger hole in your roof!

Thankfully, roofing Toronto companies offer various options so that you will not have to worry about more huge bills to pay. You can ask your roofer about which materials are cheaper to use for your roof. Your roofing specialist will likely recommend the following: wood, clay, metal, and asphalt.

Out of the four, asphalt is perhaps the cheapest and most popular material that’s available on the market today. For the shingles, they cost about a dollar per square foot. They are durable, and they come in various colors. They are available in organic (if you want to go green) and non-organic styles, with the former being the more expensive one. However affordable, asphalt shingles are susceptible to strong winds and ice, which means if you live in almost always cool and windy places, this is not recommended for your roof.

Indeed, the weather in your area greatly affects the condition and lifespan of your roof. It would be such a hassle if you didn’t get the right roofing material for your house; the repair of the damage would cost even bigger! That is why if you want to get your roof fixed the cheapest and most efficient way, you need to consult your local professional roofer first. Let him assess the state of your home and your environment, and he will advise the most suitable material that will last for years. In certain cases, the cost for their service isn’t exactly the most inexpensive one, but think about it: you will have paid for a costly roof that will endure seasons and seasons, unlike your old roof, which can get easily damaged.

Up, Up and Away

Do you love photography? Have you thought about trying to make money out of it or is it just a hobby?  For some people, photography is a moneymaker and you can take that one step further by getting into aerial photography.

The most important part about this job is having the right equipment – today I’m going to focus, not on the camera, but on the actual means of getting it in the air:

Helicopter or Quad copter?

In the old days, aerial photographer used large bulky helicopters to lift their gear into the air. These took time to learn and you needed to work your way up through the ranks before you dared to put your expensive camera on one.

These days, the equipment is better but you still need a good deal of training and practice with a cheap throwaway camera first. You can find some good useful rc helicopter reviews on this website – have a read before you take the plunge.

Quad copters are more stable as they have more rotors and some of them even have built in GPS. However, they are good deal more expensive than an rc helicopter. The upside is that, because they up to seven rotors they are easier to handle and more people get to grips with them on the first flight. However, this should only be your starting point – work your way up to the helicopter. They are more fun and you get more maneuverability out of a helicopter than a quad copter.

The cons of aerial photography

May as well start with the bad side of things! Cheap airframes and good clear video photography do not go together. You need a helicopter that is stable and can cope in windy conditions – it might be calm on the ground but up in the air is usually a different matter.

If you are not prepared to spend more than a couple of hundred dollars on your equipment then don’t expect professional looking results.

What can a cheaper rc helicopter be used for?

Although the cheaper ones are no good for video photography you can still get quite decent stills from them.

You can also use the cheaper ones, with cheap cameras, to practice with. By the time you have saved the cash for a more expensive set up you will be an expert!

 Conclusion

Unless you are ready to spend upwards of $900 dollars or more, the best you can do is take a few reasonable quality still photographs.  That may not be what you wanted to hear but still aerial photography is still worth money and the opportunities are there.

Of course, there is one other thing you can do – get your children involved. Not only is this a way for you to try to make some money, it is also something that your kids can take part in. If you want to know what the best remote control helicopter for kids is then have a look at the useful information on this website and bring your kids for a fun day out.

How to Start up Your Own Business on the Internet

While jobs may be few and far between on the ground right now, there are still ways to make money on the internet, especially if you have a product or service that you can sell.  It’s not easy though so don’t expect to be up and running in a matter of a few minutes.  Many online business fall before they even reach the first hurdle simply because they haven’t put enough thought into what they are doing.

  • Think about your target market

You may have the idea and/or the product but you need to know whom it’s targeted at. Once you know that you can start to plan the rest of your business.

  • Set your budgets

This is important – you will need to hire web designers and possibly marketing professionals as well and hiring cheap companies can cost you dearly. Make sure you have enough money to pay for good ones.

For your business and domain name. Make sure it is relevant, snappy and easy to remember with no confusing characters in it.

  • Get the right design

This is the next most important thing – pretty designs are all well and good but if the design of your website isn’t right, it will put prospective customers off.

  • SEO

Or search engine optimization for those who don’t know. SEO is the single most important part about making your website visible. Don’t leave this to chance, hire an expert right from the start. I found these Sacramento SEO consultants on the internet – they have a lot of good information to share.

  • Use social media

Sites like Facebook, Twitter, Google+ and LinkedIn are all excellent business tools. Learn how to use them and make sure they work to your advantage.

  • Getting the right host

Prices for web hosting range vastly and you do only get what you pay for. If it seems too cheap, it probably is so make sure you pick the right hose with the most features and the best uptime percentage.

As you can see, setting up an online business isn’t easy but, if you follow these tips you should make a success of things almost straight away – always assuming that your idea is a valid one of course.

Filling Up on Available Storage

There are some people who have small panic attacks from something as simple as having no milk in the fridge. In all probability, these are the same people who panic because there are no more eggs or no more bacon in the pantry. This sense of panic for low levels of inventory of something or another is fairly common. It happens to a lot more people than you think. Surprisingly, the people who panic a lot are usually the most organized people you would ever know. It just so happens that they are surprised by the lack of one thing or another, and they were not able to forecast when that would happen.

The lack of foresight, is like the lack of common sense, it is in everyone. Make a list of the things you know you have in your pantry, or in your office supply cabinet. After you make that list, go to your pantry or supply room and check if you are correct. You would be surprised at the discrepancy. It doesn’t matter if you have never checked your inventory or supplies before. The truth is, it is very hard to predict the future. You always have to check your supplies.

In fact, the same is true for any item which can run out, including storage space. It’s the reason why some container companies lease portable storage containers. When you have a warehouse or a document storage area, or a computer data tape storage facility, the available space shrinks fast. This is not any different from hard disk storage. If you have a computer, and it is running out of space on the hard disk, you end up buying an external drive. The first day you use it, you find out that you only have half the free space remaining. The same is true of any physical file storage facility. One of the best ways to stay ahead is to lease portable storage space, and then start shredding old documents.

As a side note, the IT industry develops too fast even for itself. The industry has a famous adage: there is no such thing as career planning, either you have a career or a plan. Employees of some of the biggest names in the computer industry never resigned their jobs, it’s the companies that they work for which changed. They were the lucky ones, those laid off should have had plans in place.

Should You Go for Plastic Surgery to Boost Your Career?

Though skills and intelligence are essential in order to land a job, it is an advantage if you also look good. In fact, in some jobs, being good looking is not just an advantage, but almost a requirement. Thus, when you are currently seeking for a job, should you resort to plastic surgery just to enhance your chances of landing the job that you want?

Start with Boosting Your Self-Esteem

The idea of undergoing plastic surgery to look better is ultimately a personal decision. However, before you decide to go for surgery to look better, you need to first start by boosting your self-esteem. You need to believe in your capabilities more than anything else. You need to think that you are above everyone else in terms of skills. You will just go for plastic surgery since it could potentially boost your chances. However, at the end of the day, being a perfect fit for the job is what will carry you through.

Making the Right Decision

Whether you are going for facelift, liposuction or rhinoplasty, making a decision will definitely be a difficult one. The first thing that you need to do is to ask yourself if you really need this surgery. Do you have imperfections that needed to be corrected? Does your imperfection affect how you view yourself? If you think that these changes will help you feel good about yourself and be more effective in what you are doing, then do it. However, if you do the procedure because you think that many other job applicants do the same, then don’t do it. You must not feel pressure just because everyone else is doing it. You should also think of the lifelong consequences of your decision. Take time to think about this move since this will most likely affect you for a long time.

Safe Surgical Procedures

Just in case you have decided to go for plastic surgery, you must feel blessed since modern methods have now evolved in order to make the procedure safer. For instance, if you feel like you want to look sexier and in shape, then you can
go for Coolsculpting. This procedure allows your figure to be highlighted. There are also those who have boxy types of bodies. This procedure will eliminate the edges and will highlight the curves. For more information about, coolsculpting in Cedar Rapids, you can go here.

On the other hand, if you wish to look younger, then you can go for lazerlift. This is a modern version of facelift that requires lesser incision. It also has a faster recovery period. When you have stopped working for a long time and you want to come back to the circle, then you need to still look young and competitive. This will give you and edge over younger and less experienced candidates. You can check out the lazerlift in New York through http://www.nygplasticsurgery.com/plastic-surgery/facial-surgery/lazerlift.php .

Hopefully, you can make the right decision in the end. Again, landing a good job does not necessarily require plastic surgery. However, if you think you will have better chances when undergoing this procedure, then don’t hesitate doing it.

Starting a Home Appliance Business

The household appliance industry is a multi-dollar growing business that will surely stay around for a long time. Everybody needs appliances ranging from TV to electric fans. In fact, reports show that electronics and appliance store sales reached up to $101.17 billion in 2013. Household appliance store sales amounted to $15.48 billion, and the trend is increasing.

So if you’re thinking of a business that will stay in demand for a long time, a home appliance business may be the answer. The following tips will help you start it the right way:

1. Brainstorm. Of course, first you need to plan. Get a sheet of paper and pen and write down your visions for the business. What appliance brand will you sell? Some of the best brands around are Haier Electronics and Whirlpool. Will you sell a variety of appliances fit for any types of consumers or focus on specific types such as high-end ones? You can also consider selling just kitchen, bathroom, or outdoor appliances. Think also if you’ll just sell appliances or offer a repair service as well.

2. Write it out. Once you’ve decided the important stuff, organize it all to make a comprehensive business plan. Your business plan should include details about your products and services, target market, marketing plan, financial section (including assets and liabilities), and projected income and expenses. It should also show your goal for the business for the next 12 months. It should also effectively convey how your business differs from the others, or in other terms, what is your business’ cutting edge?

3. Get funds. With your excellent business plan at hand, approach banks or loan companies to get financial backing for your business. You can also entice investors. You can also check out if your wholesale partners will grant you credit. If your business plan shows the potential of your business and if you can pitch it well, you’ll surely get backers.

4. Acquire permits and location. Now that you’re funded, it’s time to take things to the next level. Apply for permits and licenses required in your city or state. Apply for a sales tax permit and create a business structure. Also start to look for the best location for your store. It should be located in a well-populated and accessible place. It should also be just the right size.

5. Buy your products. Now it’s time to select and approach vendors/wholesalers. Choose the best ones because this is a defining factor for your business’ success. You can check the Association of Home Appliance Manufacturers (Aham.org) for a list of manufacturers. It’s also wise to research about your brands first before buying. Make sure to get the best kinds only. Check out review websites or forums to get an idea of what consumers want. For example, go to Power Washer Report to read on electric pressure washer reviews and find out about the best electric pressure washer in the market (more info here).

6. It’s time to launch! Come up with a striking business name and logo that will get the attention of customers. Plan a grand opening of your business with lots of food, drinks, and discounts for first costumers. Build a good image during this event. You can also send a press release to the local newspaper and radio to announce your new business. Start building partnerships, too, with other industries like home builders and renovators. 

Ways to Reduce Car Insurance Premiums for Students

When you are given the chance to study in a university that is quite far from home and the campus is quite big, you definitely need a car. This will help you move around the university and go home every now and then to meet your family. If you are given the chance to drive your own car but you don’t get support for paying your car insurance, here are some tips on how you can reduce the amount that you pay for car insurance.

1. Enroll in a driving class and complete certain courses. You will then be given a certificate of completion. You should also excel during your driving test to prove that you are a safe driver. When you present this certificate when applying for car insurance, you can surely avail discounts.

2. Prove your worth as a driver. When you start using the car, have a clean record for at least a year. When you don’t have any incident with your car for a long time, you can apply for discounts and you could be given one.

3. When your parents have car insurance, you can attach yours with theirs. Some companies offer this kind of package deal so that students paying for their own insurance premiums won’t find it difficult to pay.

4. Take a driving test offered by the insurance company. Some companies offer this kind of promotion to those who are really interested in getting discounts in premiums. They will provide authorized people to administer the test. Once you have passed the test, you will be given a discount on your car insurance premiums.

5. Prove that you are not a high risk driver. Get medical tests. This includes drug tests and urine tests. This will prove that you don’t smoke, drink or take drugs.

These are just some of the possible options available if you wish to lessen your expenses for car insurance. Just make sure that you choose the right company to partner with. You should also not sacrifice the coverage of the car insurance simply because you want to pay less. A comprehensive insurance policy is still the best option in the end. To read more about comprehensive car insurance, you can go here.

Start a Career Installing Solar Heating and Air Conditioners

Alternative energy is a boom industry at the moment and I believe that it will continue to grow as the world searches for ways to reduce carbon emissions and our reliance on fossil fuels. This is why I have been investigating the alternative energy industry for potential career opportunities. I discovered that solar installers are popping up all over the country and the market is quickly becoming saturated. However, I think I have found an industry that is ready to boom without facing much exposure (yet).

The Booming Solar Industry

In a Solar Energy Industries Association report released in 2012 solar energy had grown over 120% in the United States alone in a single year and many other countries, including Canada, were seeing similar growth. Even with this growth, solar power still only provides less than 1% of all power generated, which means that there is huge scope for growth. This growth is expected to continue over the next decade and some predict that the pace of adoption could grow faster than expected. This, combined with the fact that the technology is developing and improving, means that jobs creation in the solar industry is continuing. However, the market is becoming saturated at this point.

Solar Heating and Cooling

Solar heating and cooling is considered to be the next big thing in solar energy according to many experts. Solar air conditioning, see this resource for more details, is gaining pace in areas with warm climates such as Australia and the Middle East. Solar heating is also popular in areas with sunny winter months and is one of the most cost effective ways of heating a home. Surprisingly, most solar installers only install solar power generating systems and are yet to offer air conditioning or heating solutions. This is a relatively untapped market and one that is relatively easy to get into.

Training, Education and Skills Required

This type of job does require some training and skills, but most of these can be picked up on the job. Job applicants with skills and experience in the construction industry are well received, as are electricians and plumbers. Some general construction course/work experience is all you really need to get started in the industry. By doing this you stand a good chance of landing a job in the industry. Previous experience in the solar industry is an advantage, but is not a necessity. If you want to know more about the skills required you should talk to the local installers in your area.

Finding a Job

This is a relatively small market with just a handful of installers so many people choose to start their own installation business. However, landing a job with an established installer is a good place to start and isn’t overly difficult. It is a good idea to offer your services to your local installer and some people have also had success asking for work experience with the company. Job are also listed in local newspapers and online. The solar community is quite small and positive word of mouth is the best way to advertise your services.

What I’ve Learned While Working in College

Not everyone is blessed with an easy ticket through college. In fact, a lot of people have to take on loans just to be able to finish one course and after taking on that debt, their future isn’t even secure. If you’re one of these students, know that you’re not alone. I’m one of those people that don’t like insecure situations, which is why I found myself a job during college. Here are some of the insights I’ve gained and I think they might help you out too.

Manage your Time

When you’re working and studying simultaneously, you’ll always find yourself at a lack for time. During your first few months, you’ll be tempted to slack off on at least one aspect of your life. If you do feel that way, then you haven’t learned proper time management yet. The first step to take is to get a calendar and then mark down important days. Whether for it’s for a school project or a work deadline, knowing how much time you have left for each will push you to work even harder.

Don’t Sacrifice your Social Life

While it may be tempting to drop all your plans on the weekend in favor of work, it isn’t suggestible. You see, social gatherings are a great way to unwind. Though you should consider sacrificing some of your off days, your friends still matter. If not, working out is a great way to relax, or maybe you should consider dating. What matters is that you never sacrifice your social life too much.

Money shouldn’t be the Goal

Okay, so money may be tight, and times are hard, but remember that money shouldn’t be your goal. The fact here is that if you quantify everything into cost, whatever you make will never be enough. In fact, if you do get a little extra cash, think about the different things you can do with it with it besides impulse buys. First off, you can save your money in a time locked savings account. Or, you can do something a little more philanthropic; why don’t you donate your money to a Non-profit charity organization?

Life after college will mostly be about work, but that shouldn’t stop you from having fun.