How Greg Owen Made $5,000 More in 2012 with Silver Quarters

silver quartersThe typical cashier job really doesn’t pay that much compared to many other jobs and careers available to people with college educations with skills and experience; however, it doesn’t mean that you can’t make more than you expected. That’s what Greg Owen of Austin, Texas thought of his teller job at Bank of America. Every day, he handles tens of thousands of dollars in cash depositing into and withdrawing out of customer accounts. Read more »

Ever Considered A Career As A Flight Attendant?

shutterstock_102627620_250x234There are, generally speaking, two kinds of people in society. On the one hand, you have those who pursue financial security, a stable career and a rich home life; on the other, you have those who prefer, in different measures, to forsake these things for a life of adventure and travel. It’s very common to view lifestyle choices through this lens.

What many people don’t realize is that it’s easier to choose a career that combines both of these seemingly different pursuits. Read more »

Now That You’re Wealthy, You Must Make Wise Financial Decisions

Growing up in a poor family is never easy. I have experienced the same thing. We have been through a lot over the years in terms of finances. I have to admit though that our financial troubles were also caused by our lack of discipline. However, now that we have already reached a certain level of financial stability, we have become better in our financial decisions. Our family has gone through a lot and has sworn to never go back to where we used to be.

Thus, if you can relate to the same experience as we had, it might be time for you to take a closer look at your finances and ensure that what you have earned will last for a long time. If you think you cannot do it by yourself, you have nothing to worry. You can always hire a wealth management firm to help you out. They will see to it that what you have invested will go a long way.

Benefits of Wealth Management Firms

To begin with, by hiring these firms, you will have the assurance that your earnings will increase instead of reduced. They can provide consultations to help you out in your decision making. They will also see to it that you don’t create stupid financial decisions that could have negative effects on you in the long run. Though these firms still let you decide on the best choice at the end of the day, their advice will most likely help you come up with a great decision.

These firms are staffed with financial experts. They have handled several cases in the past. They have also handled a lot of wealthy people. Therefore, with their help, you have an assurance that your money will not be wasted.

Searching for the Right Partner

There are a lot of firms out there. However, not all of them are good enough. Thus, you have to make sure that you are choosing the best partner. If not, your money will be wasted. If you need more ideas, you can check out wealth management firms in Toronto at

Business and Job Opportunities for Stay at Home Moms

Stay at home moms can still earn even when they are at home. There are different job and business opportunities available that would let them take care of their kids and household chores, as well as earn at the same time. Here are some ways on how to make a career even without leaving the house.

Develop or Make Use of Your Skills

You could turn a hobby into a business. For instance, if you love baking, you can make cakes, cookies or cupcakes and sell them. You may start selling them with friends, family and neighbors. Once you are ready to grow your market, you may begin offering them online. Take advantage of the popularity of social media sites to reach your target customers. You may begin taking orders from your local area so pick up or delivery would be more convenient.

Another skill that you can earn from while at home is sewing. If you don’t have the skill, but you’re interested, you can always learn how to do this. You may enroll on a sewing class or if you’re a DIY type of individual, there are tutorials that you can find on the Internet that would teach you the basics of sewing. Get the best sewing machine for beginners like the Brother CS6000I machine, which is easy to use, but offers great features. You may also learn about embroidery as you can use this to add design to clothes and other fabrics, as well as for customization. Find the best embroidery machine, especially one that lets you easily transfer designs from the computer or USB.

Become a Virtual Assistant

If you have a computer and Internet connection at home, there are several online jobs that you can take and virtual assistance is one of them. Job responsibilities vary from one client to another, depending on their needs. You will act as the personal assistant of your employer, but instead of going to the office, you will do it online. If you can’t take a full time job, there are clients who are looking for a part time assistant that can work for a few hours per day.

Offer Tutoring Services

This is another way of making use of your skills and talent to earn. For instance, if you’re good in a specific subject like Math, you can offer tutoring services to people around your neighborhood or to friends with kids who are having difficulties on that subject.  You may also offer tutoring services online. Instead of having your client visit you, you may do a video conference on the web.

Be a Writer

Do you love writing? This is another hobby that you can turn into a career. There are several writing jobs out there that you can do on your free time. The topics vary, including travel, health, technology, etc.  You may also maintain a blog and try affiliate marketing where you would earn by advertising products or services offered by other businesses.

These are just some of the jobs that stay at home moms can earn from. If you’re one of these women, determine what skills you have that you can use for starting a business or a career.

Tips in Achieving Your Career Goals

Everyone wants to become successful in their careers. However, the road to success is not always a smooth one. There are several rough roads that you’ll face before you get to your destination. It may be challenging, but it’s absolutely possible. Some people lose their track and they don’t get the ending they were hoping for. Here are some tips on how you can focus in achieving your career goals.

Plan Your Career Path

The first thing that you need to do is determine what career you would like to have. It should be something that you love to do. If it’s within your interest, it would be easier for you to focus on your goal, since you’ll be happy in what you do. Once you have decided on your career choice, write your step by step plan on how to achieve your goal. For instance, for the first year, you may get an apprenticeship and apply for an entry level position the following year. This would let you know about your progress. Revisit this plan every now and then to make sure that it’s still appropriate for your goals and current situation.

Learn from Mistakes and Feedbacks

Life is a continuous learning process.  You would face mistakes along the way, especially when you’re just starting to build your career. This is normal as even the most successful professionals had their own shares of mistakes and are still making some. Learn from your errors so you don’t repeat them. You would also receive criticisms and feedbacks from different people, although not all of them must be taken seriously. Determine which of these feedbacks, both positive and negative, could help you in building your career and forget about those that you know are just meant to bring you down.

Be Optimistic

As mentioned, you would face lots of challenges along the way, which may cause you to consider giving up.  If this is what you really love doing, don’t let these challenges make you quit. Stay positive and look how far you’ve come. Every little step you make towards achieving your goals all counts. These baby steps make you a bit farther from where you were and a little bit closer to where you want to be.

Continue Learning

New technology, processes and information are released. Update yourself with what’s latest in the industry that you’re in. This would make you more competitive. The Internet is your friend to find out what’s new in your field.

Work Hard

Planning on your career path and staying optimistic would be nothing if you don’t act on it. Hard work, perseverance and determination are your weapons to overcome challenges and reach your career goal.

Reward Yourself

While it’s important to work hard, it’s equally important to reward yourself every now and then. It could be stressful and mentally, as well as physically draining if you just focus on work. By rewarding yourself, you get energized and refreshed. Simple things like hiring a trusted house cleaning company once in a while so you can completely relax is one way. Sites like House Cleaning 123 make it convenient to find reliable and experienced house cleaners to do the job.

These tips can help you in achieving your career goals.

What to Expect from a Career in the Telecom Industry

Telecommunications is one of the most rapidly evolving industries these days. Not too long ago, this field mainly involved telephone companies but this is not the case anymore. With technology advancing by leaps and bounds, telecom companies of today offer a wide variety of products and services to customers, which can include local and long-distance calls, wireless, satellite and cellular services, video on demand, internet-based communication, fiber optics, and network and switching systems, among others. According to the United States Bureau of Labor Statistics, employment in the field of telecommunications technology is forecasted to increase by fifteen percent until the year 2020, with median salaries ranging from fifty to sixty thousand US dollars per year.

Because of the industry’s hi-tech nature, college graduates who are technologically savvy are preferred by employers. However, those without technical know-how can still build a successful career, especially if they have very good managerial or marketing skills which can prove useful in the areas of business development and finance.

If you are considering a career in telecommunications, there are several options you can take. Various learning institutions offer certificate programs that teach basic knowledge and skills necessary for entry-level positions. Because of its short duration, this type of program is ideal if you want to assess your interest in the field without having to commit to a more intense degree program. However, if you opt to pursue a degree, you can choose a two-year associate degree or a four-year Bachelor of Science degree. Obviously, possessing a BS degree would provide you with the most in-depth knowledge on the telecom industry, since you will not only be taught the fundamentals but also other essential aspects in the field such as how the different technologies are applied, engineered and managed.

A BS Telecommunications degree can be your passport to several career paths. You can become a line installer for communications or network equipment and work for companies like Business Phone Systems Direct found on this site. If you possess managerial skills in addition to your technical knowledge, you can opt to be a telecommunications system manager who is responsible for supervising the development, implementation and monitoring of various telecom systems and equipment. If you have people skills, you can be involved in a company’s customer service operations where you will be dealing with customers and helping them matters related to billing, repair, and installation. Another area in telecommunications where you can get involved in is software development. This is ideal if you have a solid background on computer science; because this job will require designing, developing and testing software that are used in telecommunications technologies.

If your interests lie in technology, you might consider a career in the telecommunications industry. It will not only put your skills to good use, you will also be a part of field that is challenging, fast-paced and innovative.

How to Get a Career in Hotel Management

If you want to become a hotel manager, there are various qualifications that you must meet. Most managers start from lower positions and they work their way up to get to their managerial role. Entry level managers can earn around £15,000 a year. Managers working in small hotels typically take home between £18,000 and £25,000. Those who work in bigger hotels earn about £55,000 or even higher.

Educational Requirement

Many hotels prefer those who graduated from college with experience; but even those who have not graduated a four year course still have the chance of being hired as a manager as long as they have extensive experience in the industry. However, if you want to get a degree that would prepare you in this role, you may consider enrolling in a hotel and hospitality management course.

After graduation, you may get an apprenticeship in a hotel to gain experience in the field. Most hotels consider hiring their apprentice when they have a job opening. This could also serve as a stepping stone to get a regular job in a hotel.

Skills Needed

As a hotel manager, there are various skills that you must possess, including excellent communications, friendly personality and professionalism. You should also be calm and must work well under pressure. You should have good management skills as you need this to manage staff and schedule. Business skill is also required as the general operation of the hotel lies in your hands.


If working in a smaller hotel, you will be responsible for everything, including overseeing housekeeping, budgeting, marketing the business, record keeping, supervising events and taking care of guests’ concerns. However, bigger hotels like those located in Liverpool have different departments that take care of various areas of the business. These luxury Liverpool hotels have different suites and quarters, restaurant, bar, functions, spa and swimming pool.  There’s usually a specific manager that takes care of the housekeeping, restaurant, events, etc. These department managers then report to the general manager of the hotel.

Being a hotel manager requires several skills and hard work. If this is the career path that you would like to take, build your experience in the hotel industry and there’s a big chance that you would get the position in time.

Make a Successful Business Out of Lock Picking

If you will keep your eyes wide open, you will find that business opportunities are available everywhere. Unfortunately, I had to make such a realization after going through several setbacks. But it is never too late, for me and for you as well.

A simple skill in lock picking can easily pile you up an amount of income to keep the family afloat. Here are five tips on how to make a successful business as a locksmith:

Tip #1: Come out clean, be legal. The first thing you need to do to establish your locksmith business is to check with your state on how to start on the right foot. You might need certification or licensing to become recognized as a locksmith in Bromley. Meet those requirements before opening your business.

Tip #2: Get the appropriate training and education. It does not matter if you have got any idea how lock picking is done or not. Continuing education is key to ensure that you have the capabilities to perform the requirements of the job and keep up with the updates to stay in competition

Tip #3: Study the industry. There are many facets to a locksmith business. You must have an idea in which area you want to specialize so you will know which skill you must champion. Of course, you would also want to choose an aspect of the industry that generates greater income. If managing vehicle or home lockouts prove to click in your location, go for them.

Tip #4: Pick an ideal location for your business. Your location is of equal importance as your tools and your expertise. Make sure that your potential customers will find you accessible. From there, you must also build your supplies and your staff. The capacity of your equipment and the ability of your employees will speak of your business so it is important that you choose both well enough.

Tip #5: Plan out your marketing campaign. Your efforts in building a reliable business will be put to waste if you are not able to devise an effective marketing plan that will reach out to your potential clients.

Important Steps when you’re planning a Career

No matter what happened to me during my youth, I always persevered. Sure, there were some bad times, but I have to admit, they made the good times shine a little better. Of course, no matter how sad life can get, you can’t let it faze you. One of the most important things you should keep in mind when you think life’s falling apart is career planning because you’re setting up your future. Here are a few solid tips you can use in career planning.

Evaluate what you should be doing
What’s the first question you should ask when you make a career? Well, the question shifts depending on where you stand in life. If you’re just starting up, then you have to evaluate your skills. What are you truly good at? Once you have that in mind, work to expand these skills to their full potential. In the second case, we’ll assume that you’ve been working on your career for a while now. If your current job isn’t moving the way you want it to, then the next step is to figure out where you can thrive. Don’t be afraid to consider other positions in other companies.

Start Networking
No man is an Island, and even in business, that is true. Steve Jobs had Wozniak and Cheech had Chong; the point here is that people succeed more if they help each other. The second step in career planning is to actually work on your contacts. It’ll help you by opening up your options and eventually, one of them might offer you something really big.

Don’t be afraid to Fail
Lastly, no matter what you think, and no matter how scary it may seem, you have to keep trying. Failure is very natural in anything you pursue. So if your job seems too stable, but offers no growth, consider other positions. If you’re resumes get rejected, send out some more. And finally, find a position that will offer you real growth, both as a person and an effective contributor to society.

There are a lot of ways through which you can succeed in life, but just as many ways to fail. Trust me when I say that things will pass, you just can’t dwell on things that didn’t work out. At least you aren’t considering bankruptcy in Maui because that’s a hard financial position to be in.

Preparing for a Career in Plastic Surgery

The cosmetic surgery industry is a billion dollar industry and is one of the fields with the brightest future. Therefore, if you are thinking of having a career in this field, you are heading towards the right direction. A lot of modern techniques are available today and many people wanted to make the most out of the modern technology. Thus, if you are certified to perform these procedures, you will surely rake lots of benefits at the end of the day.

How to be a Plastic Surgeon

If you have just finished high school, you may start choosing a pre-medical degree to take in college. Biology and chemistry are among the best choices since these subjects will help you should you decide to be a doctor later on. After finishing your degree, you can now study medicine. After 4 years, you can go for residency and study further for specialization. This is where you can start studying about cosmetic surgery. You will then take another residency on your specialization.

Along the way, you can start studying about the issues surrounding cosmetic surgery and what you need to do to be fully certified as a plastic surgeon. You may also practice doing the techniques that you are most comfortable of. During your entire training, you have to make sure that you make the most out of the guidance of your instructors. This will make you feel more confident if you are to open your own surgical clinic later on.

Once you have accomplished all your educational requirements, you can now be a professional surgeon. You may work for a hospital first or another cosmetic surgery clinic. If you have enough money to build your own clinic, then you can start operating one. You must focus on getting better in your field as well attracting potential clients. You may also advertise your services online or provide promotions to entice people to choose you.

Prove Your Worth

Compare with surgeons who have been in the industry for a long time, it might really be difficult for you to compete with them. However, if you have proven your worth after dealing with a few patients, then it won’t be difficult for you to entice the others to choose you. Just be careful with the details and make sure that you faithfully follow the demands of your clients. You must also offer free checkups or entertain inquiries. This will ensure that you will be chosen over all other surgeons in the area.

Speaking of the best surgeons, you might want to check out the best plastic surgeon in South Jersey visit here and ask for pieces of advice. On the other hand, if you want to know the details of liposuction in Melbourne, you can visit

As long as you are committed and you know that this is the field that you wanted to pursue, you will achieve your goals soon. It is not an easy road, but it is totally achievable.

Career Options for Hospitality Management Graduates

Although the hospitality industry was among the hardest hit during the most recent economic crisis, it is showing signs of recovery as an increasing number of people are traveling and taking vacations. The rising demand for hotel rooms and airline seats have paved the way for more employment opportunities in the industry’s various sectors. In the United States, the Bureau of Labor Statistics forecasts that there will be fifteen million hospitality-related jobs in the year 2016.

The hospitality industry is quite broad, encompassing sectors that include hotels and accommodations; arts, recreation and entertainment; and, food services. Considering the size and complexity of the industry, there are various career paths that hospitality graduates can choose from. Although jobs in hospitality may not be as high-paying as those in technology , there are certain perks that the industry provides for its workers – flexible hours, fun working environment and opportunities to meet new people on a daily basis.

Travel Management
A graduate who opts for a career in tourism management can work as a travel agent, tour manager or cruise director. The range of responsibilities for such positions may include travel bookings, guest entertainment, marketing, sales and everything else related to travel. Annual salaries for travel managers vary from thirty thousand dollars to more than one hundred thousand. Further, there is an additional benefit of being able to travel often while availing of big discounts.

Casino Management
Casino management can be a vocation that someone with a degree in hospitality management can practice. As the job title suggests, a casino manager’s main task is to ensure that a gambling facility is operating efficiently. To accomplish this, he needs to be skilled in facility operations, human resource management, customer relations and security. Casino management is a very lucrative profession, which can earn someone a six-figure yearly income of more than three hundred thousand dollars.

Lodging Management
Lodging management mainly involves managing facilities that provide accommodations to travelers like hotels, resorts and motels. As a manager, one is expected to oversee the day-to-day operations of these properties, which can encompass marketing and sales, customer and employee relations, facility operations and budgeting. Hospitality graduates who prefer a more challenging career path in lodging management can work in boutique hotels. These types of hotels are smaller in size and cater to fewer guests, providing services and facilities that are more personalized. They are also known as lifestyle hotels. For more information on boutique hotels and the services they provide, you can visit the website of Boston boutique hotels like this one. Salary-wise, a lodging manager can expect to earn between thirty thousand to one hundred thousand dollars per year.

Food and Beverage Management
Food and beverage managers are can work for a catering business, hotel, restaurant or any facility that serves food and drinks. The skills sets required for this job include budgeting, inventory management, customer service, and employee relations. Depending on the type of food service facility he is working for, a food and beverage manager can earn between thirty thousand dollars to seventy thousand dollars in a year’s time.

Save Money on Getting Roofing Repair Services

For whatever reason you want to save money (for the future, a personal or business investment, etc.), you know that reducing your expenses is one of the main ways to do this successfully. And there are many ways in which you can cut your daily expenditures.

Before you start your budget efforts, you must first determine which factors are costing you so much money. By figuring them out, you will then learn to completely avoid them or minimize the spending. For instance, you shop for expensive grocery items and go fine dining every other night. Cut these to a minimum and only buy items that you really need, and eat out as rarely as possible; if the latter cannot be avoided, then ordering less expensive food would already suffice for a start. It will seem impossible to do at first, but once you get the hang of budgeting, you will get into the habit and save more money.

Sometimes, there are things that need repairing at home and you will need to shell out a lot of cash for it. A broken roof, for instance, requires purchasing new materials, plus labor fee for the professional who is going to fix your home. While it is okay to do the repairing yourself to save some money, if you do not have a lot of experience fixing roofs, you might want to leave it to the experts; you do not want to end up with injuries, or worse, an even bigger hole in your roof!

Thankfully, roofing Toronto companies offer various options so that you will not have to worry about more huge bills to pay. You can ask your roofer about which materials are cheaper to use for your roof. Your roofing specialist will likely recommend the following: wood, clay, metal, and asphalt.

Out of the four, asphalt is perhaps the cheapest and most popular material that’s available on the market today. For the shingles, they cost about a dollar per square foot. They are durable, and they come in various colors. They are available in organic (if you want to go green) and non-organic styles, with the former being the more expensive one. However affordable, asphalt shingles are susceptible to strong winds and ice, which means if you live in almost always cool and windy places, this is not recommended for your roof.

Indeed, the weather in your area greatly affects the condition and lifespan of your roof. It would be such a hassle if you didn’t get the right roofing material for your house; the repair of the damage would cost even bigger! That is why if you want to get your roof fixed the cheapest and most efficient way, you need to consult your local professional roofer first. Let him assess the state of your home and your environment, and he will advise the most suitable material that will last for years. In certain cases, the cost for their service isn’t exactly the most inexpensive one, but think about it: you will have paid for a costly roof that will endure seasons and seasons, unlike your old roof, which can get easily damaged.

Up, Up and Away

Do you love photography? Have you thought about trying to make money out of it or is it just a hobby?  For some people, photography is a moneymaker and you can take that one step further by getting into aerial photography.

The most important part about this job is having the right equipment – today I’m going to focus, not on the camera, but on the actual means of getting it in the air:

Helicopter or Quad copter?

In the old days, aerial photographer used large bulky helicopters to lift their gear into the air. These took time to learn and you needed to work your way up through the ranks before you dared to put your expensive camera on one.

These days, the equipment is better but you still need a good deal of training and practice with a cheap throwaway camera first. You can find some good useful rc helicopter reviews on this website – have a read before you take the plunge.

Quad copters are more stable as they have more rotors and some of them even have built in GPS. However, they are good deal more expensive than an rc helicopter. The upside is that, because they up to seven rotors they are easier to handle and more people get to grips with them on the first flight. However, this should only be your starting point – work your way up to the helicopter. They are more fun and you get more maneuverability out of a helicopter than a quad copter.

The cons of aerial photography

May as well start with the bad side of things! Cheap airframes and good clear video photography do not go together. You need a helicopter that is stable and can cope in windy conditions – it might be calm on the ground but up in the air is usually a different matter.

If you are not prepared to spend more than a couple of hundred dollars on your equipment then don’t expect professional looking results.

What can a cheaper rc helicopter be used for?

Although the cheaper ones are no good for video photography you can still get quite decent stills from them.

You can also use the cheaper ones, with cheap cameras, to practice with. By the time you have saved the cash for a more expensive set up you will be an expert!


Unless you are ready to spend upwards of $900 dollars or more, the best you can do is take a few reasonable quality still photographs.  That may not be what you wanted to hear but still aerial photography is still worth money and the opportunities are there.

Of course, there is one other thing you can do – get your children involved. Not only is this a way for you to try to make some money, it is also something that your kids can take part in. If you want to know what the best remote control helicopter for kids is then have a look at the useful information on this website and bring your kids for a fun day out.

How to Start up Your Own Business on the Internet

While jobs may be few and far between on the ground right now, there are still ways to make money on the internet, especially if you have a product or service that you can sell.  It’s not easy though so don’t expect to be up and running in a matter of a few minutes.  Many online business fall before they even reach the first hurdle simply because they haven’t put enough thought into what they are doing.

  • Think about your target market

You may have the idea and/or the product but you need to know whom it’s targeted at. Once you know that you can start to plan the rest of your business.

  • Set your budgets

This is important – you will need to hire web designers and possibly marketing professionals as well and hiring cheap companies can cost you dearly. Make sure you have enough money to pay for good ones.

For your business and domain name. Make sure it is relevant, snappy and easy to remember with no confusing characters in it.

  • Get the right design

This is the next most important thing – pretty designs are all well and good but if the design of your website isn’t right, it will put prospective customers off.

  • SEO

Or search engine optimization for those who don’t know. SEO is the single most important part about making your website visible. Don’t leave this to chance, hire an expert right from the start. I found these Sacramento SEO consultants on the internet – they have a lot of good information to share.

  • Use social media

Sites like Facebook, Twitter, Google+ and LinkedIn are all excellent business tools. Learn how to use them and make sure they work to your advantage.

  • Getting the right host

Prices for web hosting range vastly and you do only get what you pay for. If it seems too cheap, it probably is so make sure you pick the right hose with the most features and the best uptime percentage.

As you can see, setting up an online business isn’t easy but, if you follow these tips you should make a success of things almost straight away – always assuming that your idea is a valid one of course.